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FAQ

About Bespoke Finance Solutions

Bespoke Finance Solutions is a Namibian microfinance company that provides working capital funding to small informal and formal businesses. Our funding solutions are designed around real business cash flow, not rigid salary-based lending models.

We support:

  • Informal traders and market vendors
  • Small and medium-sized businesses
  • Service providers and craftsmen
  • Entrepreneurs with active, income-generating businesses

Loan Purpose & Usage

Our funding is strictly for business-related purposes, including:

  • Purchasing stock or inventory
  • Buying tools, equipment, or supplies
  • Covering short-term operating expenses
  • Meeting seasonal demand or expanding operations

Personal or non-business use is not permitted.

Loan Amounts & Eligibility

Loan amounts ranched from NAD5,000 – NAD40,000 and are determined by:

  • Your business cash flow
  • Trading activity and consistency
  • Your ability to repay

No. Both informal and formally registered businesses are eligible, provided they are actively trading.

No traditional collateral is required. Our assessments focus primarily on business performance and affordability.

Loan Terms & Costs

Loan terms are 1-5 month and our team will recommend loan term based on your cashflow assessment. The exact term is confirmed during assessment and documented in your agreement.

All interest, fees, and charges are clearly explained upfront before you sign any agreement. There are no hidden costs.

Yes. Our team ensures you fully understand the repayment structure, total cost, and obligations before accepting any funding.

Application Process

You we only accept online applications through our website. Navigate to the Apply Online section to complete you quick and convenient application

Documentation is kept simple and may include:

  • A valid Namibian ID
  • 6 months bank stamped bank statement to proof active business operations ( personal or business – Whichever is used to capture business receipts and pay for operational expenses)
  • Bank Account Confirmation (not older than 3 months)
  • Basic sales, income, or transaction records (where available)

Approval is generally fast, typically taking no more than 24 hours once all necessary information has been submitted. However, the timing may vary based on the assessment and verification process.

Support & Challenges

If you experience repayment difficulties, contact us as early as possible. Early communication allows us to explore reasonable solutions where appropriate.

Failure to communicate may result in penalties or recovery actions as outlined in your agreement. We strongly encourage proactive engagement.